Hiru Lending is building AI-powered tools that create a personalized roadmap to mortgage approval — even when you don't qualify today. Get on the list to be first in line.
We're building AI tools that turn a mortgage denial into a clear action plan. Here's what the experience will look like.
Answer a few quick questions about your income, credit, debts, and savings. Takes about five minutes — no hard credit pull.
Our AI analyzes hundreds of loan programs, finds the gaps in your profile, and builds a custom action plan with realistic timelines.
Follow your milestones with ongoing support. When you're ready, we match you with the right loan and close the deal.
Pay Card #2 to 30% util. Dispute 2021 collection.
Consolidate auto + personal. Switch student plan.
Auto-save $400/mo → $7,200 target by Q3.
Est. buying power: $285,000. Target: Sep 2026.
Most lenders give you a "no." We're building something different — AI that identifies exactly what to fix, how to fix it, and when you'll be mortgage-ready. Here's what you'll get:
Whether you're buying your first home, refinancing, or investing — we find the right program at the best rate.
Conventional, FHA, VA, USDA, and jumbo. We scan every program to find your best fit.
Rate-and-term, cash-out, or streamline. We alert you the moment it makes sense.
Don't qualify yet? Soon our AI will build your personalized roadmap with actions, timelines, and milestone tracking.
Bank statements, asset-based, and investor loans for self-employed and portfolio buyers.
Need a mortgage now? We're here to help. Want early access to our AI planning tools? Join the waitlist and be the first to know when they launch.
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